DOMAIN · CHALLENGED·01
Payment Processing
Card rails, ACH, SEPA, real-time payments — abstracted behind a clean API.
§ IND · 0230+ FinTech clients · PCI · SOC2
Money moves. Compliance
ships with it.
We've shipped payment rails, neobanks, brokerages and crypto on-ramps. Every line we write assumes auditors are reading it on Monday.
§ 01 — FinTech Domain Nuances
Building FinTech is different.
DOMAIN · CHALLENGED·02
KYC / AML
Identity verification, sanctions screening, transaction monitoring built-in.
DOMAIN · CHALLENGED·03
Compliance & Audit
Audit trails, approval workflows, role-based access — engineered for the regulator.
DOMAIN · CHALLENGED·04
Security Hardening
Tokenization, HSM-backed key management, zero-trust networking from day one.
DOMAIN · CHALLENGED·05
Reconciliation
Ledger systems that survive partial failures and reconcile to the cent.
DOMAIN · CHALLENGED·06
Reporting & BI
Regulatory reporting, real-time dashboards, immutable event sourcing.
§ 02 — Integration Stack
The tools we typically wire.
STACK
Payments
StripeAdyenPlaidWise
STACK
KYC / AML
OnfidoSumsubAlloyComplyAdvantage
STACK
Banking
Treasury PrimeSyncteraUnitModern Treasury
STACK
Ledgers
Modern TreasuryLagoFragmentCustom
STACK
Security
HashiCorp VaultAWS KMSAuth0Cloudflare
STACK
Monitoring
DatadogPagerDutySentryGrafana
§ 03 — Risks & Mitigations
The predictable traps. The way out.
R·01
Risk
Regulatory changes
Mitigation
Modular compliance layer with feature-flagged jurisdictions
R·02
Risk
Fraud
Mitigation
Real-time scoring + manual review queue + adversarial testing
R·03
Risk
Reconciliation drift
Mitigation
Double-entry ledger with daily automated recon jobs
R·04
Risk
Latency under load
Mitigation
Caching, queueing, regional failover and chaos drills
§ 04 — FinTech Receipts
Recent shipped work.
CASE · STUDY
Neobank Launch
Built a consumer neobank from scratch, launched in 9 months.
BankingKYCCards
- ✓100k accounts in year one
- ✓PCI + SOC2 in 4 months
- ✓<60ms P99
CASE · STUDY
Crypto On-Ramp
Compliant fiat → crypto rails for an exchange in 4 jurisdictions.
CryptoCompliancePayments
- ✓$200M throughput
- ✓0 audit findings
- ✓5 jurisdictions live
CASE · STUDY
Lending Platform Refactor
Replaced a monolith with an event-sourced ledger.
LedgerMigrationRefactor
- ✓10× throughput
- ✓0 reconciliation breaks
- ✓12-week migration
§ 05 — FinTech · Testimonial
Word from a senior operator.
They speak audit fluently. Our SOC2 took half the time it should have, and the controls actually make sense to engineering.
READY · TO · BUILD · FINTECH
Ship your next fintech milestone.
Whether you're pre-seed or post-IPO, we have the FinTech expertise to accelerate your roadmap. Discovery call is free; we won't pitch — we'll listen.
AVG RESPONSE 2H · BUSINESS HOURS · CET